In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
How many times have you heard someone say that they're safe because they live in a gated community, have an alarm on their car and home, or live in a nice neighborhood? Some don't even lock the doors to their...